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Perfect protection for you and your vehicle
Private use
Liability Insurance
Partial Coverage
Vehicle Liability Insurance
Comprehensive Coverage
How to calculate car insurance: Here's how
How do I use the car insurance calculator?
In the car insurance calculator, you enter the details of the vehicle you want to insure. On CarInsuranse, you can only calculate an insurance for one car at a reduced price.
Fill out the form to calculate the insurance cost. Depending on the selected vehicle, different fields may appear in the car insurance calculator.
How is car insurance calculated?
When calculating the insurance, it doesn't matter whether you use the car for private or business purposes. Your place of residence and age also play a role. If the policyholder and the car owner are not the same, the car owner's residence address is also requested.
The postal code provides information about the regional class, which is determined by accident statistics in the registration district. Fewer accidents mean a lower regional class and a cheaper premium.
How do I find my car model in the insurance calculator?
In the CarInsuranse car insurance calculator, you can find your car model through a free-text search. The exact model is important to assign a type class based on damage statistics. The lower the type class, the cheaper the calculated premium.
Why is the mileage important for car insurance?
The mileage of your vehicle is an important criterion. A lower mileage leads to more favorable premiums.
In CarInsuranse's discount program, the premium amount does not depend on the number of drivers, as the premium is well below the usual minimum.
What types of car insurance coverage are available?
A valid liability car insurance is required to register and drive a car in the EU. In addition, partial or fully comprehensive insurance can be taken out. Liability insurance is usually the cheapest, while comprehensive insurance covers additional damage to the vehicle itself.